<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>numlr blog</title><description>Tips on expense tracking, invoicing, mileage, and running a freelance business.</description><link>https://blog.numlr.com/</link><item><title>1099 vs W-2: What Every Freelancer Needs to Know About Taxes</title><link>https://blog.numlr.com/blog/1099-vs-w2-tax-differences/</link><guid isPermaLink="true">https://blog.numlr.com/blog/1099-vs-w2-tax-differences/</guid><description>The jump from employee to freelancer changes how you&apos;re taxed. Here&apos;s what&apos;s different about 1099 income and what you need to do about it.</description><pubDate>Sat, 27 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Actual Expense Method vs. Standard Mileage Rate: Which Saves More?</title><link>https://blog.numlr.com/blog/actual-expense-vs-standard-mileage/</link><guid isPermaLink="true">https://blog.numlr.com/blog/actual-expense-vs-standard-mileage/</guid><description>There are two ways to deduct your vehicle for business. The right choice depends on your car, how much you drive, and how much you want to deal with paperwork.</description><pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate></item><item><title>What to Do When a Client Doesn&apos;t Pay Your Invoice</title><link>https://blog.numlr.com/blog/client-wont-pay-invoice/</link><guid isPermaLink="true">https://blog.numlr.com/blog/client-wont-pay-invoice/</guid><description>Late and unpaid invoices are a reality of freelance life. Here is a step-by-step approach to recovering what you are owed without torching the relationship.</description><pubDate>Wed, 10 Jun 2026 00:00:00 GMT</pubDate></item><item><title>The Best Expense Categories for Freelancers and Contractors</title><link>https://blog.numlr.com/blog/freelance-expense-categories/</link><guid isPermaLink="true">https://blog.numlr.com/blog/freelance-expense-categories/</guid><description>Categorizing expenses correctly saves money and prevents audit headaches. Here are the categories every freelancer should be using on Schedule C.</description><pubDate>Tue, 31 Mar 2026 00:00:00 GMT</pubDate></item><item><title>15 Freelance Tax Deductions You Are Probably Missing</title><link>https://blog.numlr.com/blog/freelance-tax-deductions/</link><guid isPermaLink="true">https://blog.numlr.com/blog/freelance-tax-deductions/</guid><description>Most freelancers overpay their taxes by missing legitimate deductions. Here are 15 write-offs every self-employed person should know about.</description><pubDate>Tue, 20 Jan 2026 00:00:00 GMT</pubDate></item><item><title>Home Office Deduction: Simplified vs. Regular Method Explained</title><link>https://blog.numlr.com/blog/home-office-deduction/</link><guid isPermaLink="true">https://blog.numlr.com/blog/home-office-deduction/</guid><description>Work from home? You may be able to deduct it. Here is how the simplified and regular methods compare, and which one is right for your situation.</description><pubDate>Tue, 03 Feb 2026 00:00:00 GMT</pubDate></item><item><title>How to Set Your Freelance Rate Without Underselling Yourself</title><link>https://blog.numlr.com/blog/how-to-set-freelance-rate/</link><guid isPermaLink="true">https://blog.numlr.com/blog/how-to-set-freelance-rate/</guid><description>Most freelancers set their rates too low. Here is a systematic approach to pricing your work based on your actual costs, market rates, and the value you deliver.</description><pubDate>Wed, 24 Jun 2026 00:00:00 GMT</pubDate></item><item><title>How to Write a Professional Invoice (With Template)</title><link>https://blog.numlr.com/blog/how-to-write-a-professional-invoice/</link><guid isPermaLink="true">https://blog.numlr.com/blog/how-to-write-a-professional-invoice/</guid><description>A clear, professional invoice gets you paid faster and avoids back-and-forth with clients. Here is everything your invoice needs to include.</description><pubDate>Tue, 02 Jun 2026 00:00:00 GMT</pubDate></item><item><title>IRS Mileage Log Requirements: What You Actually Need</title><link>https://blog.numlr.com/blog/irs-mileage-log-requirements/</link><guid isPermaLink="true">https://blog.numlr.com/blog/irs-mileage-log-requirements/</guid><description>The IRS has specific requirements for mileage logs. Here is exactly what your records need to include to survive an audit and protect your deduction.</description><pubDate>Tue, 12 May 2026 00:00:00 GMT</pubDate></item><item><title>Quarterly Estimated Taxes for Freelancers: A Simple Guide</title><link>https://blog.numlr.com/blog/quarterly-estimated-taxes-freelancers/</link><guid isPermaLink="true">https://blog.numlr.com/blog/quarterly-estimated-taxes-freelancers/</guid><description>Freelancers do not have taxes withheld from paychecks, so the IRS expects payments four times a year. Here is how estimated taxes work and how to avoid penalties.</description><pubDate>Tue, 17 Feb 2026 00:00:00 GMT</pubDate></item><item><title>Self-Employment Tax: What You Owe and How to Reduce It</title><link>https://blog.numlr.com/blog/self-employment-tax-freelancers/</link><guid isPermaLink="true">https://blog.numlr.com/blog/self-employment-tax-freelancers/</guid><description>Self-employment tax is one of the biggest surprises for new freelancers. Here is how it works, what you actually owe, and the legal ways to reduce it.</description><pubDate>Tue, 03 Mar 2026 00:00:00 GMT</pubDate></item><item><title>How to Separate Personal and Business Expenses</title><link>https://blog.numlr.com/blog/separate-personal-business-expenses/</link><guid isPermaLink="true">https://blog.numlr.com/blog/separate-personal-business-expenses/</guid><description>Mixing personal and business finances is the most common mistake freelancers make. Here is how to separate them clearly, even if you have been doing it wrong.</description><pubDate>Tue, 14 Apr 2026 00:00:00 GMT</pubDate></item><item><title>Sole Proprietor vs. LLC: Which Is Right for Freelancers?</title><link>https://blog.numlr.com/blog/sole-proprietor-vs-llc/</link><guid isPermaLink="true">https://blog.numlr.com/blog/sole-proprietor-vs-llc/</guid><description>Most freelancers start as sole proprietors, but is an LLC worth it? Here is an honest breakdown of the differences, the benefits, and when it actually makes sense to form one.</description><pubDate>Wed, 17 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Standard Mileage Rate 2026: What Freelancers Need to Know</title><link>https://blog.numlr.com/blog/standard-mileage-rate-2026/</link><guid isPermaLink="true">https://blog.numlr.com/blog/standard-mileage-rate-2026/</guid><description>The IRS standard mileage rate lets freelancers deduct business driving without tracking every gas receipt. Here is what the 2026 rate means for your taxes.</description><pubDate>Tue, 06 Jan 2026 00:00:00 GMT</pubDate></item><item><title>How to Track Business Expenses as a Freelancer (The Right Way)</title><link>https://blog.numlr.com/blog/track-business-expenses-freelancer/</link><guid isPermaLink="true">https://blog.numlr.com/blog/track-business-expenses-freelancer/</guid><description>Good expense tracking is the difference between a stressful tax season and a simple one. Here is the system that works for freelancers at any income level.</description><pubDate>Tue, 17 Mar 2026 00:00:00 GMT</pubDate></item><item><title>How to Track Business Mileage for Taxes</title><link>https://blog.numlr.com/blog/track-business-mileage/</link><guid isPermaLink="true">https://blog.numlr.com/blog/track-business-mileage/</guid><description>Mileage is one of the most overlooked freelance deductions. Here is exactly how to track it correctly so you can claim every mile you are owed.</description><pubDate>Tue, 28 Apr 2026 00:00:00 GMT</pubDate></item></channel></rss>